The Head of Compliance/AMLRO has overall responsibility and oversight for regulatory compliance and financial crime prevention (including AML, CFT, and WMD proliferation financing controls) for Zeepay Ghana. The role reports functionally and operationally to the Global Head of Compliance and is directly accountable to the Board Risk & Compliance Committee for the effective discharge of its responsibilities. The Head of Compliance/AMLRO is responsible for establishing, implementing, and maintaining an effective compliance and financial crime control framework in accordance with all applicable local laws, regulatory requirements, supervisory guidance, and relevant international standards. This includes ensuring the adequacy, effectiveness, and ongoing monitoring of policies, procedures, systems, and internal controls. The role carries designated senior management accountability for compliance and AML/CFT obligations in Zeepay Ghana, with authority to escalate material compliance, regulatory, and financial crime risks directly to senior management and the Board. The Head of Compliance/AMLRO acts as the primary point of contact for regulators and law enforcement authorities on compliance and financial crime matters.

As a member of the Global Compliance Team, the Head of Compliance/AMLRO also provides regional oversight and challenge of compliance arrangements across Zeepay’s African jurisdictions of operation, ensuring alignment with group standards while maintaining compliance with local regulatory requirements.

Key Responsibilities:                                                                                                                                                  

• Overall responsibility for compliance oversight and ensuring strict adherence to laws, legal requirements, policies, and procedures for the company.
• Responsible for oversight of all aspects of the firm’s AML/CFT Systems and Controls and is the focal point for all activities within the firm relating to financial crime prevention Policy
• Provide reasonable assurance to senior management and the board that there are effective and efficient policies and procedures in place and that the company is complying with all regulatory requirements.
• Driving and embedding a regulatory compliance culture within the company.
• Design and develop the annual compliance plan that reflects the company’s regulatory & financial crime risk exposure.
• Implement the annual compliance plan in line with predefined frequency and timelines.
• Provide advisory to the business, senior management, and the Board on regulatory compliance and financial crime prevention matters.
• File suspicious, electronic currency, politically exposed persons, cash transaction reports and all relevant regulatory reports to BoG and FIC where applicable.
• Conduct the annual financial crime business risk assessment to identify gaps in control effectiveness.
• Preparation and presentation of clear and concise Compliance MI at governance forums and board committees.
• Responsible for liaising with regulators on compliance issues and timely rendition of all regulatory reports.
• Responsible for coordinating audit reviews, responses and tracking the completion of all remedial activity.
• Conduct regular periodic training for staff and board members on regulatory compliance, AML/CFT, and any emerging trends.
• Provide oversight to the transaction monitoring analysts ensuring all alerts are reviewed and suspicious activity reports are filed with the FIC as required.
• Provide oversight to country compliance officers in the African region to ensure control standards are entrenched in every country of operation.
• Conduct daily horizon scanning and generate briefing notes as required for Senior Management
• Develop monthly E-Flyers for local jurisdiction and contribute relevant material for the monthly compliance bulletin.
• Must maintain an up-to-date high-level knowledge and understanding of internal policies and procedures including the Compliance Framework, Corporate Governance Policy, Financial Crime Prevention Policy, and Antibribery and Corruption Policy.

Qualification, Knowledge, Skills and Work Experience Requirements:

• BSc/BA in business administration, social science, or relevant field.
• Professional compliance certification CAMS, ICA, etc.
• Outstanding organizational and time-management abilities.
• Problem-solving and decision-making aptitude.
• Strong ethics and reliability, Proficient in MS Office.
• Excellent verbal and written communication skills.
• Ability to compile and interpret statistical data and communicate professionally and understandably.
• Strong working knowledge of local and global AML and conduct legislation/regulations.
• Good interpersonal skills to form effective working relationships with people at all levels.
• Commercial awareness and numerical skills.
• Experience of 3-6 years required.

Physical Requirements:

• Ability to maintain regular, punctual attendance consistent with company policy.
• Must be able to close late from work.
• Must be prepared to avail him/ herself during the weekend when the need arises.
• Must be able to talk, listen, and speak clearly to all stakeholders.

Behavioral and Personal Attributes

• Must have quick resourceful and adaptable character and innovative.
• Ability to multi-task, prioritize, and manage time efficiently.
• Meticulous attention to detail and good people skills.
• Ability to work in a fast-paced environment and orientation to learn.
• High integrity, resilient and approachable, able to handle confidential information.
• Result-oriented, effective, personal organization, productive, and motivational attitude.
• Cooperative and supportive, customer-focused, and service excellence.

Always protect company and customer information.