Credit Monitoring Officer (Full-Time)

Company: FirstBank Ghana Limited
Location: Accra
Application Deadline: 22 April 2026

Company Profile

FirstBank Ghana Limited is a leading financial institution committed to delivering trusted banking solutions, strong governance, and sustainable value creation for individuals, businesses, and communities across Ghana.

We are seeking a diligent and proactive Credit Monitoring Officer to join our team in Accra. In this role, you will actively safeguard the quality of the loan portfolio by ensuring effective credit monitoring, compliance, and risk control practices across the bank’s credit operations.

Key Responsibilities

You will:

• Conduct continuous monitoring of the bank’s credit portfolio to ensure asset quality and early risk detection.
• Perform credit risk analysis to identify, assess, and mitigate potential credit exposures.
• Review loan performance and recommend corrective actions to manage non-performing loans (NPLs).
• Monitor compliance with approved credit policies, procedures, and regulatory requirements.
• Support the development and enhancement of credit policies, guidelines, and procedures.
• Maintain and manage portfolio quality through regular reviews and reporting.
• Track and drive performance against set targets for NPL recovery and reduction.
• Identify emerging credit risks and recommend appropriate mitigation strategies.
• Prepare periodic credit monitoring reports for management decision-making.
• Collaborate with relationship managers, risk teams, and business units to resolve credit issues.
• Ensure full adherence to internal credit standards and external regulatory frameworks.
• Contribute to continuous improvement initiatives in credit risk management processes.

Education, Experience & Key Competencies

You should have:

• A Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or a related field.
• Experience in credit risk, credit administration, or portfolio monitoring within the banking or financial services sector.
• Strong knowledge of credit risk analysis and portfolio management principles.
• Understanding of credit policies, procedures, and regulatory compliance requirements.
• Ability to identify risks early and apply effective mitigation strategies.
• Experience in monitoring and improving loan portfolio quality and performance.
• Strong analytical, reporting, and problem-solving skills.
• Ability to work accurately with attention to detail under tight deadlines.
• Strong communication and stakeholder management skills.
• A results-driven mindset with focus on NPL reduction and recovery targets.

How to Apply

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