Job Title: Analyst, Credit

Location: Accra, Ghana
Employment Type: Full-Time
Application Deadline: 11 May 2026

Company Profile

Standard Bank Group is a leading African financial services organization with a strong presence across the continent and beyond. The Group is committed to driving Africa’s growth through innovative banking solutions, responsible lending, and a deep understanding of local markets. Standard Bank offers a dynamic and inclusive work environment that fosters professional growth and excellence.

Role Overview

The Analyst, Credit will support the assessment, analysis, and monitoring of credit risk to ensure sound lending decisions. The role requires strong analytical capability, attention to detail, and the ability to interpret financial and non-financial data to provide actionable insights that support business objectives.

Key Responsibilities

• Analyze credit applications and assess risk profiles in line with internal policies and regulatory standards.
• Interpret financial statements and relevant data to support informed credit decisions.
• Prepare accurate and timely credit reports, ensuring all documentation meets required standards.
• Monitor credit exposures and highlight potential risks or opportunities.
• Collaborate with internal stakeholders to ensure effective credit evaluation and decision-making.
• Maintain accurate data records and ensure proper documentation of credit processes.
• Contribute insights that support portfolio quality and risk management strategies.

Behavioural Competencies

• Demonstrate strong attention to detail by consistently checking and validating information.
• Accurately document facts and maintain high-quality records.
• Follow established procedures while maintaining efficiency and consistency.
• Engage effectively with stakeholders and build collaborative relationships.
• Interpret data and provide meaningful insights to support decision-making.
• Seek and respond constructively to feedback.
• Manage time effectively and meet deadlines.
• Deliver high-quality outputs with a focus on accuracy and completeness.
• Take initiative and act decisively when required.
• Work collaboratively as part of a team while upholding organizational standards.

Technical Competencies

• Strong data analysis and interpretation skills.
• Solid understanding of credit evaluation principles.
• Proficiency in data management and administrative processes.
• Effective stakeholder management, including collaboration with IT and business teams.
• Excellent written communication skills for reporting and documentation.

How to Apply

Apply online by clicking on the application button below