Microfinance Officer (Full-Time)

Location: Eastern Region, Ghana
Organization: Mumuadu Rural Bank PLC

Application Deadline: 20 March 2026

Company Profile

Mumuadu Rural Bank PLC is a reputable rural banking institution committed to promoting financial inclusion, supporting small and medium-sized enterprises, and driving sustainable economic development within the Eastern Region of Ghana.

The Bank operates under the regulatory supervision of the Bank of Ghana and upholds strong corporate governance, customer service excellence, and community-focused banking practices.

Job Summary

The Microfinance Officer will drive client acquisition, manage loan portfolios, and support the delivery of accessible financial services to individuals, farmers, traders, and small businesses. The role requires strong relationship management skills, field engagement, and strict adherence to credit and operational policies.

Key Responsibilities

• Identify and recruit prospective clients within assigned catchment areas.

• Conduct credit assessments and support loan processing in line with the Bank’s policies.

• Monitor loan portfolios to ensure timely repayments and portfolio quality.

• Conduct regular field visits to clients for monitoring and relationship management.

• Promote the Bank’s products and services to drive deposit mobilization and loan growth.

• Maintain accurate client records and prepare periodic field and portfolio reports.

• Ensure full compliance with internal policies and regulatory requirements.

• Build and maintain strong relationships with community stakeholders and clients.

Qualification Required & Experience

• HND or First Degree in Accountancy, Marketing, BCom, Agriculture, Social Sciences, Banking and Finance, or related fields.

• Minimum of one (1) year relevant experience will be an added advantage.

• Fluency in English (both written and spoken).

• Ability to read, interpret, and complete credit and client documentation accurately.

• Must be able to ride a motorbike. Possession of a valid motor riding license will be an added advantage.

Competencies & Skills

• Strong interpersonal and customer service skills

• Good analytical and credit assessment ability

• High level of integrity and accountability

• Strong organizational and time management skills

• Ability to work independently and meet targets

• Willingness to work extensively in the field

What We Offer

• Opportunity to contribute to financial inclusion and community development

• A supportive and collaborative work environment

• Performance-based growth opportunities

How to Apply

Interested candidates should submit their application letters and CVs; mrb_osino@yahoo.com

Only shortlisted candidates will be contacted.