Accounts Officer – Q

Location: Accra, Ghana
Employment Type: Full-Time
Application Deadline: 25 July 2026

Company Profile

Q – Capital Microfinance Limited is a customer-focused financial services institution committed to delivering accessible, reliable, and responsible financial solutions. We support individuals and businesses through innovative financial products, strong customer relationships, and sound financial management practices.

We are seeking a detail-oriented, analytical, and results-driven Accounts Officer – Q to support our Finance team. The successful candidate will manage accounting operations, maintain accurate financial records, support reporting processes, and contribute to effective financial control and decision-making.

Key Responsibilities

Financial Accounting & Record Keeping

As an Accounts Officer – Q, you will:

• Maintain accurate and up-to-date accounting records, financial transactions, and supporting documentation.
• Process and record receipts, payments, journal entries, and other accounting transactions.
• Ensure proper maintenance of books of accounts in line with accounting standards and internal procedures.
• Organise and maintain financial records and filing systems for easy retrieval and audit purposes.

Financial Reporting & Reconciliation

You will:

• Prepare daily, weekly, monthly, quarterly, and annual financial reports for management review.
• Perform regular reconciliations of bank accounts, balance sheet accounts, and other financial records.
• Investigate and resolve accounting discrepancies and irregularities promptly.
• Prepare financial analyses and management reports to support informed decision-making.

Cash & Treasury Management

You will:

• Monitor cash inflows and outflows to support effective liquidity management.
• Assist with treasury operations and maintain efficient cash management processes.
• Verify transaction documentation and ensure all payments are properly authorised before processing.

Accounts Payable & Receivable Management

You will:

• Manage accounts payable and accounts receivable processes effectively.
• Monitor outstanding receivables and follow up on overdue payments.
• Process supplier payments and maintain accurate creditor records.
• Ensure timely and accurate recording of all financial obligations.

Budgeting & Expense Control

You will:

• Support the preparation of annual budgets and financial forecasts.
• Monitor budget performance and identify significant variances.
• Assist with cost control initiatives and expenditure monitoring.

Compliance, Audit & Internal Controls

You will:

• Ensure compliance with internal policies, accounting standards, and regulatory requirements.
• Prepare statutory and regulatory reports within required timelines.
• Support internal and external audit activities by providing accurate financial information and documentation.
• Maintain adherence to financial controls, policies, and procedures.

Payroll Administration

You will:

• Support payroll processing and statutory deduction administration where required.
• Maintain accurate payroll records and ensure compliance with applicable regulations.

Operational Support

You will:

• Provide financial support and guidance to branch and operational teams.
• Collaborate with other departments to improve financial processes and service delivery.
• Perform other finance-related duties assigned by management.

Qualification Required & Experience

Applicants must possess one of the following:

Option 1

• A First Degree or Higher National Diploma (HND) in Accounting, Finance, Banking and Finance, Economics, Business Administration, or a related field.
• A minimum of two (2) years’ relevant post-qualification experience.

Option 2

• WASSCE qualification with a focus on Accounting, Business Studies, Economics, Mathematics, or a related discipline.
• A minimum of three (3) years’ relevant post-qualification experience.

Professional Qualifications

Professional certifications or part qualifications in any of the following will be an advantage:

• ACCA
• ICA Ghana
• CIMA
• CA Ghana
• Other recognised accounting qualifications

Industry Experience

• Previous experience within a microfinance institution, financial services organisation, banking environment, or related industry will be an added advantage.

Required Skills & Competencies

The successful candidate will demonstrate:

• Proven experience as an Accounts Officer, Accountant, Finance Officer, or in a similar finance role.
• Strong knowledge of accounting principles, financial reporting, and bookkeeping practices.
• Proficiency in accounting software and Microsoft Office Suite, particularly Microsoft Excel.
• Strong analytical, numerical, and problem-solving skills.
• High level of accuracy and attention to detail.
• Excellent organisational and time management skills.
• Strong written and verbal communication abilities.
• Good interpersonal and customer service skills.
• Ability to maintain confidentiality and exercise sound professional judgment.
• Knowledge of Bank of Ghana regulatory requirements will be an advantage.
• Ability to work independently and collaborate effectively within a team environment.

How to Apply

Apply online by clicking the Application button.