Head of Unit – Underwriting

Location: Accra
Employment Type: Full-Time
Application Deadline: 13 March 2026

Company Profile

Ghana Union Assurance Ltd is a leading insurance provider committed to delivering innovative, reliable, and customer-focused risk solutions across Ghana. The company combines technical expertise, strong corporate governance, and a performance-driven culture to create long-term value for clients and stakeholders.

Role Overview

The Head of Unit – Underwriting will lead the underwriting function and drive profitability, portfolio quality, and sustainable growth. The role requires strategic oversight, strong technical underwriting expertise, and the ability to lead high-performing teams within a competitive insurance environment.

The successful candidate will strengthen underwriting standards, enhance risk assessment frameworks, and drive expansion within the non-motor insurance portfolio.

Key Responsibilities

• Lead and manage the underwriting unit to achieve revenue and profitability targets.

• Develop and implement underwriting strategies aligned with corporate objectives.

• Evaluate, approve, and manage complex risks in line with underwriting guidelines and risk appetite.

• Drive business development initiatives to grow and diversify the non-motor insurance portfolio.

• Monitor portfolio performance and implement corrective actions to maintain profitability.

• Collaborate closely with sales and business development teams to expand market share.

• Ensure compliance with regulatory requirements, internal controls, and governance standards.

• Provide leadership, mentorship, and professional development to underwriting staff.

• Maintain strong relationships with brokers, reinsurers, and key stakeholders.

Qualifications and Experience

• Master’s degree in Insurance, Risk Management, Business Administration, Finance, or a related field.

• Professional insurance qualification such as ACII, DipCII, or equivalent will be an advantage.

• Minimum of 10–15 years’ relevant underwriting experience, with at least 5 years in a managerial role.

• Strong technical knowledge of underwriting principles, risk assessment, and portfolio management.

• Proven experience in business development, sales, and portfolio growth, preferably within non-motor insurance.

• Excellent leadership, communication, analytical, and decision-making skills.

How to Apply

Interested and qualified candidates should send their CV and cover letter