Job Title: Microfinance Officer
Employment Type: Full-Time
Location: Accra, Ghana
Application Deadline: 30 May 2026

Company Profile

South Akim Community Bank is a trusted financial institution committed to promoting financial inclusion and supporting community development. The bank provides accessible banking and microfinance services that empower individuals, small businesses, and groups to achieve sustainable economic growth.

Job Summary

We are seeking a proactive and results-driven Microfinance Officer to support micro-lending operations and customer engagement. The successful candidate will actively prospect clients, manage loan portfolios, supervise field agents, and ensure effective loan recovery and customer relationship management.

Key Responsibilities

• Prospect for new loan customers and support group formation and training
• Appraise loan applications and ensure proper credit assessment procedures
• Conduct daily loan recovery activities and follow up on repayments
• Supervise Mobile Bankers (Susu Collectors) and monitor their field operations
• Reconcile passbooks and ensure accuracy of customer financial records
• Conduct regular customer visits to strengthen relationships and support loan recovery
• Ensure proper documentation and reporting of microfinance activities
• Support compliance with internal credit policies and procedures

Qualifications & Experience

• HND or Bachelor’s degree in Banking, Finance, Accounting, or a related field
• Professional qualification (Part II or above) such as ACCA, CA, ACIB, CIMA, or equivalent is an advantage
• Minimum of 2 years’ experience in microfinance or related banking operations
• Experience in banking operations is an added advantage

Skills & Competencies

• Strong computer literacy with proficiency in Microsoft Office Suite
• Knowledge of T24 banking software is an advantage
• Strong integrity, professionalism, and adherence to ethical standards
• Self-motivated, analytical, and detail-oriented
• Good numeracy, coordination, and communication skills
• Ability to ride a motorbike with a valid riding license
• Applicants must be between 25 and 30 years of age

Guidelines for Application

1. CVs
2. Relevant certificates
3. Confidential reports from two referees addressed to the Human Resource Manager.

How to Apply

Apply online by clicking on the application button below