Job Title: Commercial Finance Manager (Full-Time)

Location: Accra, Ghana
Application Deadline: 7 April 2026

Company Overview

Affinity Ghana Savings & Loans Limited is a leading digital financial services provider committed to innovation, growth, and delivering exceptional value to our clients. We foster a collaborative, forward-thinking environment where finance professionals can make a meaningful impact on strategic decision-making and the future of banking in Ghana.

Key Responsibilities

Management Accounts & Board Reporting

• Produce accurate, insightful, and decision-ready management accounts for Affinity Ghana Savings & Loans and Affinity Labs.
• Compile financial sections of board packs to provide senior leadership with full visibility of financial performance.

Regulatory & Statutory Reporting

• Ensure timely and accurate preparation of all Bank of Ghana prudential returns, statutory financial disclosures, and regulatory filings.
• Maintain zero material errors and ensure compliance with all regulatory deadlines.

Tax & Compliance

• Manage corporate tax compliance, including CIT, VAT, WHT, and other statutory obligations for both entities.
• Ensure submissions meet Ghana Revenue Authority requirements and applicable legislation.

Financial Planning & Analysis (FP&A)

• Lead financial planning, forecasting, and analysis for both Affinity Ghana Savings & Loans and Affinity Labs.
• Build and maintain financial models, budgets, and analytical frameworks to provide forward-looking insights for strategic decision-making.

Commercial Partnering

• Act as the primary finance partner for business unit leaders.
• Provide financial insight, challenge, and support to enable sound operational and commercial decisions.

Business Case Appraisal

• Evaluate business cases for new products, technology initiatives, partnerships, and strategic programs.
• Present findings to senior leadership in a clear, objective, and decision-ready format.

Systems, Technology & AI-Driven Efficiency

• Champion the use of systems solutions, automation, and AI to enhance finance processes.
• Identify opportunities to improve efficiency, data integrity, and quality of financial outputs.

Success Metrics

• Timely delivery of monthly management accounts for both entities.
• Accurate and insightful board pack financial sections with clear commentary on performance, risks, and opportunities.
• All BoG regulatory returns filed accurately and on schedule.
• Statutory financial statements prepared in accordance with IFRS and approved for audit and regulatory review.
• Tax filings (CIT, VAT, WHT, PAYE) submitted accurately and on time.
• Annual budgets prepared collaboratively with department heads within the agreed timetable.
• Business unit heads receive actionable financial insights monthly.

Qualifications & Experience

Education & Certification

• First Degree in Accounting, Finance, Economics, Business Administration, or related field.
• Professional accounting qualification required or actively pursued (ICAG, ACCA, CIMA, CPA, or equivalent).
• Postgraduate qualification (MBA or equivalent) is an advantage.

Experience

• 5–8 years in financial management, FP&A, management accounting, or business partnering in financial services, fintech, or regulated environments.
• Proven experience preparing management accounts, board packs, and financial analyses for senior leadership.
• Track record of producing BoG regulatory returns and statutory financial statements.
• Experience managing corporate tax compliance in Ghana, including exposure to GRA audits.
• Hands-on experience with ERP/accounting software (Sage, QuickBooks, NetSuite) and advanced Excel or Google Sheets financial modelling.
• Exposure to multi-entity or group finance structures is advantageous.
• Strong ability to communicate complex financial information to non-finance senior stakeholders.

Why Join Affinity Ghana Savings & Loans

• Join a high-growth digital bank with a clear mission and strong funding.
• Competitive rewards and benefits.
• Shape the future of digital banking in Africa.
• Collaborate with a talented, purpose-driven leadership team.
• Opportunity to make a meaningful impact at scale.

How to Apply

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